'\'\'app>>advt purchase>>change the button proceed to PURCHASE WITH CARD and add text like in web\"ADVT Credit Purchases incur a transaction fee of $0.30 and a 3.9% processing fee. These are\nnot ORU charges but fees charged by the credit / debit card processing company.  By purchasing\nADVT Credits you understand that the total amount of ADVT credits you acquire are reduced by\nthe fees charged. \"\'\''